FAQ

FAQ

1) What Is The Process of Buying Property in Turkey?

There are a few simple steps to follow and some rules to take into account, but the most important decision to make when investing in property in Turkey is, to take the journey with people you can trust.

Steps to Follow;

  • Arrange an property visit or reserve some time from your holiday to view suitable properties of your choice with the guidance of our Real Estate Consultants
  • Continue viewing properties until a definite decision has been made on your dream home
  • Discuss fully and agree on the terms and conditions of the purchase
  • Sign a sales contract detailing your agreed terms and pay the deposit fee to secure your chosen property at the price agreed
  • If needed, furniture, house wares, white goods and textiles can be chosen for your new home

*At this point you may continue your holiday or travel home and await news from us regarding the progress of the sale*

Ideal Home in Turkey will be:

  • Applying for the obligatory military checks for your property purchase to continue (these checks are made to confirm that your property is not located within a military zone where foreign ownership is prohibited)
  • Arranging for the paper work relating to the property purchase, including the approval from the Military, to be sent to the title deeds (TAPU) office
  • Arranging the transfer of the title deeds of the property into your name once they have been authorised by the TAPU office (this is usually when your final balance of payments is payable to the seller together with the 4% stamp duty)
  • Informing the local council office of the new ownership of the property and transfer of title deeds (TAPU) for future annual council tax payments

Sales Contract

A sales contract drawn up by Ideal Home in Turkey is an essential tool for the success of a land or property purchase in Turkey. The sales contract ensures the legal protection of both parties and shows that all necessary matters have been discussed and agreed for the duration of the purchase process.

Power of Attorney

Appointing Ideal Home in Turkey and giving Power of Attorney is recommended to ensure the safe and smooth processing of the purchase of land or property in Turkey. The process of giving Power of Attorney to an appointed agent in Turkey takes no more than a couple of hours but must be notarised at the notary office.

When Ideal Home in Turkey have been appointed with Power of attorney they are able to do many useful things on behalf of the buyer:

  • Draw up an agreed sales contract between the seller and buyer
  • Payment, schedules and payment method, organisation and management
  • Apply for re-connection of utilities such as water and electricity to the property
  • Apply for military checks to the Municipality for the sale to complete
  • Apply for a Turkish current or savings account to be opened for the purchaser

Ideal Home in Turkey will check the title deeds (TAPU) of the property and ensure that:

  • The seller is the person stated on the deeds and has permission to sell
  • There are no outstanding charges or bills relating to the property
  • Necessary building permissions and licences for the property have been obtained

*Please note that by giving a solicitor or agent Power of Attorney you are not giving them any legal claim over your property. The title deeds (TAPU) will be registered in the buyers name only* 

2) What is Financial Costs to Expect With Your Property Purchase?

There are several standard expenses that every buyer should expect to pay during the property purchase process in Turkey:

  • VAT rate at 18%, rates at 1% and 8% are also applicable for the residential units having net area less than 150 sqm with some additional conditions. Thus, we strongly suggest consulting your advisor for the exact VAT rates for a residential unit less than net area of 150 sqm.

    Please note that residential units having a net area of more than 150 sqm and all other properties in Turkey are subject to 18% VAT as mentioned above.

  • Charge for military check to the Municipality payable at the time of title deed (TAPU) exchange 500 - 1400 $
  • Notary fee and other costs payable at time of notarisation 120 - 200 $
  • Translation fees are approximately 100 $
  • Title Deed (Tapu) Tax is 4 % and is usually split 50/ 50 between the buyer and seller. Please note, that it goes on the assessed value, not the purchase price. Every council has a list of estimated property values and they will use this to calculate the tax.
  • DASK (compulsory earthquake) Insurance at the time of signing, proof of DASK insurance is needed. This is simply earthquake insurance that you will renew on a yearly basis. 75 $ - 150 $ 
  • Gas, electricity and water re-connection payable after completion 200 - 400 $

The statements written in the questions & answers section guide relate to any land or property purchased by a non-Turkish national such as apartments, flats, villas, beach front homes, stone-built village property, holiday complex property, investment rental property with or without swimming pools, gardens or access to beaches.

ANNUAL RUNNING COSTS FOR A PROPERTY IN TURKEY

The annual running costs of property in Turkey are relatively lower than western countries. This explains why it is a popular choice for expats. The below are approximate amounts only and will differ slightly according to the type of property and where it is. Naturally, someone who is only using the property as a holiday home will incur lower costs.

Monthly Utility Bills

Electricity: For a two-bedroom apartment, monthly electricity bills vary from 25 $ to 100 $ per month. The primary contributing factor for high electricity bills is air conditioning units that consume a lot of power. For this reason, some people lower their electric bill by installing stand up fans or ceiling fans.

Gas: Generally, gas is only used in Turkey for the oven. Rather than being connected through pipes, it is sold in large bottles of which the current price is approximately 30 $. Depending on how much you use your oven, a gas bottle will last an average of 6 to 9 months.

Water: Slowly, the old-fashioned water meters are being phased out and replaced with pay-as-you-go meters. Costs vary from averaging roughly 0,30 cent dolar per cubic meter. A large family should factor in approximately 20 $ a month for water.

Internet: For permanent all year round living, the Internet will cost about 25 $ a month. If you are using your property only as a holiday home, you can rent dongles from companies who will deliver them to your door.

Annual Costs for a Property in Turkey

Council Tax: The charge for your council tax varies depending on the number of people on the tapu (title deeds) and the price of your property. An average 2-bedroom apartment can expect to pay roughly 150 $ - 250 $.  

Rubbish Tax: This is a one-off annual tax collected with the council tax and is around 50$ - 100 $.

DASK Insurance: This earthquake insurance is compulsory by law. The cost varies between companies who use the square meterage of your apartment to calculate it. A 70-square meter apartment is roughly 100 $ a year. Obviously, the cost rises if you upgrade to contents and fire insurance.

Service Charges: If you purchase an apartment in a complex, a monthly maintenance fee is required. This fee goes towards costs such as communal electricity, water, swimming pool maintenance and any other communal facilities as agreed by the official management committee. They vary from complex to complex from 500 $ to 1.500 $  a year.

3) Can Anyone Buy Property in Turkey?

Title Deed Law article 35 states that foreign nationals can buy property in Turkey on the condition it is reciprocal and complies with legal restrictions. Simply this means that those foreigners wishing to purchase property can do so if they are from countries where Turkish citizens also have authorisation to buy property. There are a total of 129 countries such as the following that have this agreement with Turkey.

Foreign companies are subject to the same rights as domestic foreign investors and companies who invest their foreign capital are considered to have equal rights to Turkish companies. Unfortunately foreign charities, societies or foundations do not have the right to purchase property according to article 35 of the Title Deed Law.

Companies established by foreign investors in Turkey can buy property in Turkey on condition they are lawful and adhere to operational intention stated in the company’s Article of Association. If the company is then acquired by a Turkish company or a foreign investor the same regulations apply.

A company established by a foreign investor in Turkey wishing to buy commercial land or property in a restricted area is subject to the consent of the Turkish General Staff.

4) Where and What Type of Property Can Foreigners Buy?

The previously stated foreigners, who are from reciprocal countries in regards to property purchase, can buy property in Turkey in zones under an Implementary Development Plan or a Local Development Plan for use as a residential or commercial property.

There are, however, forbidden zones where foreign nationals cannot buy land or property such as military, strategic and security areas. The Council of Ministers may also add areas to this restriction for preservation purposes such as land that may be important for energy, agriculture, mining, historical importance, biological or environmental reasons.

The TAPU office of land registration will check all purchase applications from foreign purchasers to ascertain whether the land or property is in a restricted or forbidden zone before issuing the deeds.

This process of checking that the desired land or property is outside a restricted or forbidden zone may take the TAPU office of land registration some time so noting the full details of who is dealing with the application and from which office is advised.

There are size restrictions as to how much land a foreign national can purchase in Turkey. Currently this amount is a maximum of 2.5 hectares (25,000m2). This amount may be increased to 30 hectares (30,000m2) with government approval.

The Council of Ministers, who implements a town development plan, restricts foreign purchase of land or property to a maximum 10% of the total land area. This ratio can be lowered according to the town’s infrastructure, economy, environment, agriculture and social factors.

Construction Law 3194 states you may erect a building on land owned providing:

  • It is in agreement with the current plans and regulations
  • Authorised planning permission documents are received from the local authority

If the land owned is within Municipal boundaries the said Municipal can approve the construction. However, if the land falls outside the Municipal boundaries authorisation from the Provincial Governors Office (Valilik) is required. No building permission will be authorised on common lands such as parks, fields or roads.

We recommend any prospective buyer of land and property in Turkey to check the:

  • Turkish Constitution
  • Relevant provisions of the Civil Code
  • Title Deeds Act
  • Foreign Direct Investments Act

5) Should I Use a Solicitor For My Property Purchase in Turkey?

Luckily the legal services in Turkey are reasonably priced and a good English, Arabic speaking solicitor can be found locally to assist in the purchase of any land or foreign investment property.

Generally speaking the financial investment for any land or property purchase will be a significant amount and although not compulsory, it is advisable to employ a solicitor to oversee the whole process. A solicitor can advise the buyer on any legal matters and assemble the necessary information about the property which may be of importance such as:

  • Whether a property has been correctly built with the necessary certificates
  • Who already owns the property and if all bills and taxes are paid up to date
  • The official records of the property at the TAPU land registration office
  • Transferring of funds between buyer and seller for the purchase

6) Will I Need to Grant Power of Attorney?

Appointing an agent to represent a foreign buyer purchasing land or property in Turkey is fairly standard practice due mainly to the length of time it may take to complete the process and the client not residing in Turkey full time.

In order to appoint an agent to be a representative, a legal document must be completed in the presence of a Notary-Public. This can be done from a foreign country by going to the Turkish Consulate. The document should be notarised by a Notary Public, solicitor or registrar.

If an agent is granted power of attorney by the purchaser the following are some of things they may do on behalf of the purchaser.

  • Buy, sell or rent out a property in Turkey
  • Manage the utilities of the property after purchase
  • Conduct any banking transactions
  • Make financial investments
  • Pay any taxes
  • Make legal claims or conduct litigation

The conditions stating exactly what an agenet is authorised to do must be clearly stated in the power of attorney documents

Choosing an agent to conduct the legal side of a property purchase is an important decision. If the agent you choose is a solicitor, check that they are a member of the local Lawyers Barr Association. If they are not a solicitor then it is advisable to check their references for any previous Power of Attorney cases they have completed. This is an important issue as the Power of Attorney is a powerful legal implement which should be carefully monitored.

There are many options as to how many agents are appointed and what areas of a transaction they are authorised to carry out. Any finances should be kept in independent accounts for separate transactions and a comprehensive record with evidence of spending should be arranged with the agent.

The key to a successful client-agent relationship would be communication. Firstly the costs of the service to be provided should be discussed and agreed before moving on to the spectrum of services that will be covered. The client should ask many questions and double check the answers with their legal representative.

If there is suspicion of fraudulent or unprofessional behaviour from an agent these issues should be discussed in detail with a legal representative immediately. If these suspicions prove to be correct, an application can be made to a public attorney at the local court of justice (Adliye Sarayi).

You may revoke a power of attorney at any time by contacting a Notary Public or the Turkish Consulate General in you country. A letter should also be sent to inform the agent that this action has been taken and all copies and documentation should be mailed back to the client. It is also advisable to contact the bank or other institutions which the agent may have power of attorney rights over, stating they are no longer representing any future transactions and the document is no longer valid.

7) How Can I Finance My Property Purchase in Turkey?

Installments is an existing option for everyone by doing developer companies is a way often used to finance a property purchases in Turkey. Alternatively, applying for a mortgage from a Turkish bank is also an option. The same rules apply in Turkey as they do abroad when applying for a loan. The banks will want evidence of income and a guarantee of payment in terms of repossession of the property if the re-payments cease.

8) Will a Contract Need to Be Prepared?

A Sales Contract is not a compulsory requirement as the signed declaration between buyer and seller at the TAPU land registry office is enough to process the transfer of ownership and the sale to be completed. However, having a sales contract will assist and protect a buyer in the event of any disagreement that may arise during the sales process.

Many details can be included in a sales contract some of which are as follows:

  • The full details of the land or property in question including address and TAPU details
  • The current condition of the property and any agreed improvements to be made by the seller
  • The details of the agent that has been appointed by the purchaser
  • The price agreed by both parties to be paid to the seller for the land or property
  • The seller’s full details including the bank account they will be using for the funds to be transferred to
  • The full terms and conditions of the payment plan including deposits and agreed future payment schedules
  • It should be stated that both parties are responsible for their own tax liabilities such as sales tax
  • The fees and commissions payable to any agents, solicitors or accountants and on which dates
  • How and when any outstanding debts to the property will be paid before the transfer is completed
  • The agreed terms covering current tenants residing in the property
  • The conditions of sale including how and when any deposited funds will be refunded if contract is breached
  • Terms of cancellation including repayment of any deposited funds or an agreed financial penalty clause
  • ID numbers of any Turkish nationals signing the contract
  • Full details and registration number of any property company used

After full agreement and discussion of the details, a Sales Contract should be translated and legally notarised to ensure the following:

  • The contract is in accordance with Turkish law and accepted in the whole of Turkey
  • The contract was signed by the proper parties with their genuine signatures
  • The contracts terms and conditions are obligatory for each party

9) Will I Need to Open a Turkish Bank Account?

The Turkish law states that any transaction exceeding 8000 Turkish Lira must be transferred through a Turkish bank account or the Turkish postal services. Completing payments in these ways allow official records to be kept and followed for any legal and tax reasons. These records are beneficial in the event of any dispute between buyer and seller that may arise.

Any currency authorised by the Central Bank of Turkey can be used with a Turkish bank account including Sterling, Euro, U.S Dollar and naturally, Turkish Lira according to type of account opened.

Some purchasers prefer to make their purchases using Turkish Lira in order to avoid complications with tax to due to changing conversion rates.

Opening a Turkish bank account is simply a matter of submitting a passport copy and Turkish tax number to the branch of your choice.

Accounts can be set up in any currency authorised by the Central Bank and there are choices of current accounts or interest accounts much like the banks in Europe.

Also available through the bank are the following options:

  • Trading stocks and bonds
  • Mutual funds and entities
  • Foreign currency trading

If opening a joint account with access for fund withdrawal for two or more parties (such as an appointed agent), make sure the other parties have permission to withdraw funds from the account without extra action needed from the main account holder.

Turkish banking laws strictly state that no party except the account holders have the right to access funds or information (with exception of the Courts of Turkey in legal matters) unless:

  • They provide a legal power of attorney document and official photo ID
  • They are joint account holders where they specifically have the right to withdraw funds

An account can be opened from overseas if the Turkish bank has a branch in your country or your appointed agent provides the applicable power of attorney documents to open one in Turkey on your behalf.

10) How Do Foreign Company Investors Buy Land or Property in Turkey?

A company established in Turkey in agreement with the Foreign Direct Investment Act must have documented authorisation from the Commercial Registry Office for a land or property purchase to take place. This document will include:

  • The name or title of the company
  • Names of the authorised representatives of the company
  • Declaration that the nature of the business is coherent with the completion of the sale

Commercial companies from one of the 129 permitted companies must submit a notarised document similar to the one above. If an agent is acting on behalf of the company with this application, two passport photos and a legal power of attorney is required. More information is available on this subject via the TAPU Directorate General at www.tkgm.gov.tr email address webmaster@tkgm.gov.tr

The land or property purchase application for the company along with the relevant documentation is sent from the TAPU land registry office to the General Directorate of TAPU for reciprocity control. It will also be checked to ensure that the land or property is not in a restricted or military zone. Once these checks are completed and the documents received have been legally notarised, the company is able to proceed with the said purchase.

The end of the purchase process involves receiving the revised TAPU documentation, making any pending payments to the seller and notifying the local council of the purchase to begin the necessary council tax/real estate tax payments.

The statements written in the questions & answers section guide relate to any land or property purchased by a non-Turkish national such as apartments, flats, villas, beach front homes, stone-built village property, holiday complex property, investment rental property with or without swimming pools, gardens or access to beaches.

11) What Information Is on The Property Deed-TAPU?

The official document that proves property ownership is called a TAPU. This is similar to a title deed but also includes a passport photo of the current owner.

The following are the details that are found on the TAPU document for your information

  1. ADDRESS
  2. PHOTOGRAPH OF OWNER(S)
  3. REGISTRATION NUMBER
  4. CURRENT USAGE OF LAND
  5. M2 OFLAND AND PROPERTY
  6. OWNERSHIP TYPE
  7. FRACTION OF OWNERSHIP
  8. REASON FOR TRANSACTION
  9. NAME OF OWNER(S)
  10. PREVIOUSLY DATED (IF APPLICABLE)
  11. PREVIOUS FILE LOCATION (IF APPLICAPBLE)
  12. CURRENT FILE LOCATION
  13. CHANGE DATE
  14. DIRECTOR OF LAND REGISTRY SIGNATURE

The rest of the TAPU is for official use only. It must be sealed with an official stamp at the bottom of the page and signed by a TAPU official. Passport photos of the owners are placed at the top right hand corner of the document; they are also stamped and signed by an official.

If a photocopy of a TAPU is given for inspection the copy should be notarised by a notary public, this is vital to ensure it is legitimate. To check the legitimacy of the seller, cross reference the names on the TAPU with the individuals photo ID card.

The civil engineering office can check if the coordinates of the property as listed on the TAPU are correct. A TAPU document can be checked at any time by the Land Registry Office.

If required, TAPU officials are authorised to make a footnote on the document to prohibit any unsolicited ownership transfers. This ensures the property cannot be sold or transferred to third parties.

12) What Should I Be Aware of When Purchasing Land and Property in Turkey?

There are many factors to consider and check for when purchasing a property in Turkey. Here are some important issues:

  • If the land or property to be purchased has a council tax/real estate tax bill outstanding
  • Outstanding utility bills from former ownership should also be checked for
  • Tenants and tenancy rental agreements if the property is currently occupied
  • All TAPU (title deeds) details should be thoroughly checked
  • Building legislation documents relating to the building of the property should be investigated
  • Contractors have built the property using appropriate materials obtaining proper building permits
  • Whether the property has the necessary permits and permissions for residential or commercial use

13) What Are The Tax Laws for Land or Property Owners in Turkey?

When land or property is purchased in Turkey the following taxes and insurances may apply:

  • Real estate or property tax (similar to council tax) paid annually
  • Real estate or property purchase tax (stamp duty) paid at time of sale and acquisition
  • Income tax based on rental income and capital gains
  • Stamp duty (applies to contracts made with a monetary clause i.e. tenancy contracts)
  • Environmental service tax (collection of waste and sewage)
  • Earthquake insurance
  • VAT (if there is a commercial aspect to the property)
  • Inheritance tax

More information regarding tax in Turkey is available from the Turkish Revenue Administrations website www.gib.gov.tr

Land and property purchased in Turkey can provide a substantial Capital Gain on the investment and also a generous Rental Income from the purchased house, villa or apartment. If the property is sold within five years after purchase the owner is liable for personal income tax calculated on the difference between the sale price and the acquisition price (adjusted in line with inflation).

Foreign land, house, villa and apartment owners are subject to the same tax payments and levies which are updated regularly. For the latest tax information see www.gib.gov.tr

Real estate or property tax (similar to council tax) is paid annually. The amounts are as follows:

  • Land without building permission – 1% of the official value
  • Land with building permission – 3% of the official value
  • Residential Properties – 1% of the official value
  • Commercial Properties – 2% of the official value

The tax is calculated on the declared (amount written on the TAPU) value of the land or property under a rate of threshold determined by the government. Annual tax payments are divided into two equal amounts due in the months of May and November. Payments should be made to the local council offices; late payments incur a small fine. The tax rate is revised annually by the Ministry of Finance factoring in the inflation rate.

A seller is responsible for paying the real estate tax up until the year the property is sold from then on being the responsibility of the new owner.

Any new acquisition must be declared to the council before the end of the year of purchase. The rate is then calculated based on the purchase amount stated on the property deed (TAPU).

On an interesting note, the property tax rate in Turkish cities is double the amount paid by owners for properties outside the city boundaries.

Real Estate or property purchase tax is paid by both the seller and purchaser. They pay an equal amount of 2% of the declared sale price of the property an amount which cannot be below the threshold determined by the government. This amount must be paid just before transferral of ownership takes place. The levy for a new construction is also 2% of the property value declared to the government.

Personal income tax is charged to property owners who receive a rental income from a property they own. Turkish law excludes a certain amount of annual rental income from taxation for individuals renting out their residential properties and a fixed rate of 25% for maintenance is also deducted from the taxable amount.

If more than the exempt amount of rental income is earned annually and not declared to the local authorities, the property owner will be held liable. Registration to the local authority and declaration of rental income is obligatory. Most tax offices in Turkey are now automated and have a comprehensive internet-based system; this means that the local tax office will be able to assist you with all your tax questions.

Stamp duty is charged for a broad range of contractual transactions. For a contract with a monetary clause the tax charge is 0.75%. For a tenancy agreement the tax charge is 0.15% of the stated monthly rental.

Environmental service tax is charged for the removal of waste and sewage. The rate paid differs for residential and commercial properties. This tax is paid to the government via the local water supplier.

Earthquake insurance (DASK) is a compulsory government run insurance scheme to ensure that all properties have a basic cover in the event of an earthquake. A valid DASK certificate must accompany any property deed (TAPU) when selling a property or applying for private buildings insurance.

VAT value added tax is generally charged at 18% although some goods and services are taxed at 1% or 8%.

Inheritance and succession tax is liable to and land or property transferred to another party by means of inheritance or as a gift (when no payment is received). The new owner of the property must pay the calculated tax amount on declaration within the following time periods:

  • 6 months if the death happened in Turkey while the recipient was out of the country
  • 4 months if the deceased and the recipient were out of the country at time of death
  • 8 months if the death occurs out of the country but the recipient was in another foreign country
  • 1 months if the transfer of property ownership is a gift

The tax rates are updated every year with certain discounts for inheritance to immediate family available. For example, if a spouse or children (including legally adopted children) are taking possession of an inherited property, 109,971 Turkish Lira will be reduced from the tax base of each individual. If the sole heir is a spouse the deduction is greater at 220,073 Turkish Lira.

Tax Base Brackets Inheritance Tax Rate Succession Tax Rate

1st 160,000 tl 1% 10%

Next 350,000 tl 3% 15%

Next 770,000 tl 5% 20%

Next 1,500,000 tl 7% 25%

Above 2,780,000 tl 10% 30%

Tax evasion is a serious crime in Turkey. If the correct amount of income is not declared, substantial fines can be charged to the property owner.

The property owner must declare:

  • The actual property value to the TAPU land registry office
  • The actual price paid for the property

The degree of fine for tax evasion is dependant on the following:

  • If you have mistakenly evaded a tax payment due to misleading or incorrect information given
  • Whether the tax evasion is discovered by the tax inspectors
  • If someone else informs the tax office of the evasion
  • If the seller of the property informs the tax office of the tax evasion

Foreign Pensions are not taxable in Turkey providing the receiver has a residency permit from the Turkish authorities.

14) As An Owner of A Property, What Am I Liable for?

Property owners in Turkey are liable for any injuries resulting from inadequate construction or negligence. If a building falls down due to inadequate construction the owner is liable for any damages occurred. However, if the property has been built in accordance with earthquake and construction regulations the owner of the property will not be held liable.

Under flat ownership law, owners of an apartment or home that is part of a complex also have certain responsibilities but communal areas are the responsibility of the board chosen by all the property owners. The board is responsible for any decisions made on maintenance, refurbishment, running swimming pool or sport and leisure areas. Any costs are shared between the owners and any decisions are made through discussion with owners and the board representatives.

The utilities of a property are also the responsibility of the property owner and payments must be kept up to date. When ownership of a property is gained it is essential to inform the local utilities suppliers of the change in tenure and confirm that the information they have regarding the current usage amount coincides with the information you have.

Any water supply is provided by the Municipal and any repairs are their responsibility. Water usage will be metered from the property and charged according to the amount used.

Electricity is also supplied in the same way as charged on a monthly basis according to usage and can be paid through the banks or postal office. Direct debits can be set up to pay utility bills and maintenance companies can also provide a bill payment service.

15) Can I Reside Permanently in Turkey and What Can I Bring Into The Country?

If a foreigner wishes to reside in Turkey permanently they are required to apply for a Residency Visa from their home country at least 8 weeks prior to entering the country.

Alternatively, an application may be made whist in Turkey; information can be obtained from the local police headquarters.

After receiving your finalised visa, registration to the local authorities must be made within one month informing them of your residency and address details.

If you wish for your household or office goods to be shipped to Turkey, a residency visa of at least one year can be used to apply for Temporary Import permission allowing only your own personal items to be brought into the country (not new items or items for sale).

Pets can also be brought into Turkey on the following conditions:

  • The pets have a veterinary health certificate issued no more than 10 days before arrival into Turkey
  • Rabies vaccinations are administered no more than 6 months and no less than 15 days before arrival
  • Notarisation of these documents unless the pets are accompanied by their owners
  • That no more than one cat, one dog, one bird or ten aquarium fish are brought in

Your Car or Vehicle may not be brought into Turkey unless you are retired or hold a work permit. If employed, your employer must write a letter guaranteeing customs duties will be paid on the vehicle once employment has ceased. Also an application for a special licence plate will be required to show the car is owned by a foreign worker.

If retired and hold a residency visa, you have permission to keep your car in Turkey for the duration of your stay. An application must be made to the Turkish Touring and Automobile Club to get a temporary entry merchandise permit for a foreigner. The following documents will be required:

  • Vehicle owners Passport
  • Vehicle owners Residency visa
  • Vehicle owners Translated retirement documentation
  • Car registration documents
  • A guarantee confirming that the duty will be paid if the car remains in Turkey in the event of the vehicle owner leaving the country (cash or letter from your bank)

Alternatively you may Buy A Car in Turkey and register it in your name. You may do this if you have a residency visa, insure your car fully and hold the appropriate driving licence. You may either take a Turkish driving test or apply for your foreign licence to be replaced by a Turkish one.

This can be done by submitting the following:

  • Your foreign licence translated into Turkish and notarised
  • An application form from your local Drivers Association
  • Residency Visa
  • Medical report from the local hospital
  • Blood group certificate (available from the local hospital)
  • Three passport photos

Using your Mobile Phone in Turkey is an option as Turkish mobile phone operators do allow roaming services in partnership with foreign operators but this can be an expensive choice. Alternatively, a Turkish SIM card can be purchased to use in a foreign mobile phone. The phone must be registered with the Information Technologies and Communications Authority to make this option viable. As of 2008, travellers to Turkey have permission to register one foreign mobile phone every two years. Any additional phones will be subject to a customs duty charge.

To register a foreign mobile phone in Turkey, the following documents must be submitted to the Information Technologies and Communications

Authority within one month of entrance into the country:

  • For Diplomats – Passport or ID
  • For Students – Student ID
  • For Foreign Residents – Residency Permit
  • Passport
  • Details of the phones IMEI number (may be found on the sticker under the phones battery)

There is not limit to the amount of Cash brought or transferred by bank into Turkey but the country the money is coming from may have some restrictions as to how much can leave the country at any one time. Check with the relevant department to confirm the maximum limit before you leave the country.

Similarly there is no restriction as to how much cash can leave Turkey by bank transfer but an important note is that only an undeclared amount of 5000 Euro can leave the country when travelling. If however, more than 5000 Euro was declared when entering the country, then the declared amount can leave Turkey without declaring it to customs.

If the customs authorities have proved that you have breached this rule the monies could be seized or a fine could be enforced.

Jewellery to the value of 15,000 U.S Dollars can be brought into Turkey as long as the intention is not to sell the items. More can be brought into the country if declared to the customs authorities.

Private Health Insurance is available for a reasonable cost in Turkey. They cover a wide range of treatments and diagnosis in modern private hospitals and medical centres. There is no waiting list and treatment can be carried out by English speaking doctors and nurses.

Firstly though, a check can be carried out to see if your current social insurance scheme (if applicable) in your home country covers any treatment costs while you are in Turkey.

If you are employed in Turkey you will be covered by Turkish Government Social Health Insurance which covers all health services needed.

The local chemists in Turkey are trained to offer a basic consultation for any medical or prescription queries. Most medication can be bought over the counter for a reasonable fee so, there is no need to bring many of the basic medications over to Turkey when you travel.

16) How Do I Obtain A Residency Permit?

Before July 2010, foreigners wishing to reside in Turkey without applying for a residency visa were able to make a short trip out of the country to gain another 90 day tourist visa allowing them to stay in the country legally.

As of July 2010 the rules changed to the tourist visa system allowing only a maximum stay of 90 days out of 180 days so, any visitor without a residency permit cannot gain entry into Turkey after staying 90 days without waiting another 90 days before re-entering. This change in rules is to encourage foreigners, wishing to reside in Turkey, to obtain a residency visa and register with their local authority.

A residency visa is available for a maximum of 5 years but a permit of two years is usually given initially to first time applications. After a residency permit expires it can be renewed up to four times and application for a renewal must be made to the local police headquarters within 15 days of expiry.

You can apply for a residency visa at your local Foreigners Department at the local police station submitting the following documents:

  • A valid passport with photocopies of the last entry stamp and details page
  • A completed application form
  • Five recent passport-sized photos
  • A valid Turkish tourist visa (obtained when entering the country)
  • The application fee
  • Evidence of your marriage if married to a Turkish citizen
  • Property title deeds (TAPU) if applicable
  • Employment details if employed in Turkey
  • Bank statement from a Turkish bank account showing you are financially able to provide an income for your stay (this amount varies but usually an amount of 250 Euro for each month you intend to stay in Turkey is needed)

From April 2011 Residency Permit fees for British Nationals are calculated at 60 Euro per year. The amount to be paid will be converted to Turkish Lira on the day of payment using the official exchange rate.

On first application an additional cost of 172 Turkish Lira will be charged for the residency permit book. This is not required to be paid on renewal.

If at any time a foreigner with a residency permit wishes to move to another region in Turkey, the move must be reported to the local authority within 48 hours. Also if your marital status changes, a signed statement must be submitted to the local authority within 15 days for the details to be updated on your residency permit book.

Note that a Turkish residency visa does not give the right to employment or self-employment in Turkey.

17) How Long Does It Take To Get Title Deed Of A Property in Turkey?

When you buy ready apartment in Turkey, the process of transferring  the ownership (title deed) normally vary from 1 to 6 working days.

18) Why Buy Property in Turkey?

Many of us dream of investing in a foreign property villa or apartment wishing to make the most of a longer summer season, warm winter months, delicious food and drink in a more relaxed atmosphere.  But unfortunately the demands for such things have increased the price of holiday homes in many European countries.

Turkey has all of the things we are dreaming of when we think of a holiday property location with the added advantage of being much more affordable that it’s European neighbours.  Having a rich historical past, cultural treasures and offering the warmest of welcomes are all some of the reasons why Turkey is now high on the list of countries to invest in the dream holiday property villa or apartment.

Investors in Turkey have been delighted with their investment returns whether it is from a steady rental income or their overall capital gain.  All this, the rising tourist figures and the huge financial investments being made to this surprisingly strong and steady economy make the decision to buying a property in Turkey a safe and simple one.

  • Geographically Turkey is one of the most wonderful places in the World; it is the bridge between Europe and Asia
  • The Mediterranean climate of hot summers and mild winters sees the summer season last from March to November
  • Some of the best coastal scenery in Europe especially in South West Turkey where the Mediterranean and Aegean Seas meet
  • Turkey has a something for everyone, with 8,000km of coastline, fresh produce, and rich cultural history
  • Turkey is a real alternative to over-crowded European destinations
  • The cost of living is between one third and one fifth of that in the UK
  • Turkish people are very friendly and welcoming
  • The climate and long summer make it easy to rent out your property
  • Property prices in Turkey are much lower than other European countries, homes are very good value
  • Since 2008, 63,085 properties have been sold to over 73,103 different foreigners.  This amounts to 38,623,661m2 of land, and US$10.4 billion of foreign investment, mostly by British, German and Greek nationals
  • Turkey has very low property taxes
  • The mortgage system has been recently introduced making property purchase more accessible to everyone
  • Re-sale of property is straightforward and profitable seeing an increase of 1%-3% per month
  • All properties sold in Turkey are on a freehold basis
  • Being a property owner you have the right to apply for living permission and citizenship
  • The country boasts one of the world’s fastest-growing economies; inflation has been at its lowest for the 37 years
  • According to the World Investments Prospects Survey and the UN Conference on Trade & Investment – Turkey is the 16th largest economy in the World
  • Turkey has gained solid economic growth over the last few years which have helped it to realise growing EU status
  • As property demand outnumbers supply in several areas of Turkey combined with a large and increasing population of 70 million, the market is set to see significant property price increases
  • It is predicted that some seven million homes will be required over the next 10 years
  • Turkey is one of the 5 permanent members of NATO and has a democratically elected government as in the UK and Europe